Secure the Best Mortgage Solution in Oklahoma—Tailored Just for You!
Think finding the right mortgage is stressful? Think again! As your local Oklahoma broker, Am Oak works with multiple wholesale lenders and banks to ensure you get competitive rates, personalized solutions, and a smooth process from start to finish.
What Our Clients Are Saying
Featured Loan Products
Diverse Mortgage Solutions Tailored to Your Needs
Conventional Loans
Conventional loans are a popular choice for homebuyers, offering competitive interest rates and flexible terms without the need for government backing. With options for both fixed and adjustable rates, these loans cater to a wide range of financial situations, including those with strong credit and stable income.
VA Loans
VA loans are a benefit for eligible veterans, active-duty service members, and their families, offering competitive rates, no down payment requirements, and no private mortgage insurance (PMI). These loans make homeownership more accessible for those who have served our country.
FHA Loans
FHA loans are government-backed mortgages designed to make homeownership more accessible, especially for first-time homebuyers or those with lower credit scores. With lower down payment requirements and flexible credit qualifications, FHA loans provide an affordable pathway to achieving your homeownership goals.
First-Time Homebuyer Loans
Embarking on your inaugural home purchase is a blend of enthusiasm and complexity. A multitude of factors demands your attention: selecting the right loan, determining the ideal down payment, and accounting for closing expenses. Therefore, partnering with a seasoned mortgage team is a crucial step in this journey.
Jumbo Loans
Jumbo loans are designed for homebuyers seeking to finance high-value properties that exceed the conforming loan limits set by Fannie Mae and Freddie Mac. These loans offer competitive rates and flexible terms, making them ideal for upsizing to a luxury home or securing a dream property.
Investor Loans
Investor loans are tailored for individuals looking to finance rental properties or expand their real estate portfolios. These loans offer flexible options, including DSCR and other programs, designed to maximize cash flow and streamline the process of building wealth through property investments.
Non-QM Loans
Non-QM (Non-Qualified Mortgage) loans are designed for borrowers who may not meet traditional lending criteria, such as self-employed individuals or those with unconventional income. These loans provide flexible solutions, including bank statement programs and asset-based qualifications, making it easier to secure financing.
Refinancing
Refinancing allows homeowners to replace their current mortgage with a new loan, potentially securing lower interest rates or better terms. This option is ideal for those with strong credit and equity in their home, offering flexibility for rate reduction, term adjustment, etc. Options include conventional, VA, cash-out for large expenses/projects, debt consolidation, etc.
Free consultation
We understand that finding the right mortgage partner can be challenging. That’s why Am Oak LLC offers all new clients a free consultation.
During this session, we’ll discuss your goals, explore your options, and connect you with the best mortgage solutions to meet your needs.
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Address
2525 NW Expressway, Suite 534 Oklahoma City, OK 73112
Phone
405-888-8020
evin@am-oak.com